Meet the Shape
Lending Team
Dedicated mortgage professionals committed to shaping your homeownership dreams into reality through expert guidance, personalized service, and unwavering support.
Our Mission
To provide exceptional mortgage lending services that empower families to achieve homeownership through transparent communication, competitive rates, and personalized solutions tailored to each client’s unique financial situation.
Trust & Integrity
Building lasting relationships through honest communication and ethical practices.
Excellence
Delivering superior service and results that exceed client expectations.
Client-Focused
Putting your needs first with personalized attention and tailored solutions.
Meet The Team
We bring decades of combined expertise in mortgage lending, offering deep industry knowledge and personalized guidance to every client.
kyle turner
Mortgage Loan Officer | NMLS #2066035
Buying a home is one of the most rewarding experiences in anyone’s life. I understand the importance of making this important purchase smooth and stress free.
kyle.turner@spirefinancial.com
720.525.8107
Matt Grahn
Mortgage Loan Officer | NMLS #1833929
I am excited to provide a customized home financing experience for your current and future mortgage needs.
mattg@spirefinancial.com
303.595.0110
Stephanie Bohr
Mortgage Loan Officer | NMLS #2004711
As a loan professional with Spire Financial, I look forward to putting my expertise and mortgage services to work for you!
sbohr@spirefinancial.com
317.627.0507
Comprehensive Loan Products
From first-time homebuyers to seasoned investors, we offer a complete suite of loan products designed to meet every unique financial situation and homeownership goal.
Conventional Loans
A flexible, everyday mortgage option backed by trusted investors like Fannie Mae and Freddie Mac—great for borrowers with steady income and good credit.
- Down payments as low as 3% for qualified borrowers
- Fixed or adjustable-rate options for your comfort level
- Can be used for primary homes, second homes, or investments
- No upfront mortgage insurance and PMI can drop once you reach 20% equity
Government Loans (FHA, VA, USDA)
Government-backed programs that help more borrowers achieve homeownership with lower down-payment and credit-score requirements.
- FHA loans with low down payments and flexible credit guidelines
- VA loans offering zero down and no PMI for qualified veterans
- USDA loans for rural areas with 100% financing potential
- Backed by the U.S. government for added security and accessibility
Jumbo Loans
Designed for high-value homes that exceed conforming loan limits. Ideal for luxury or higher-priced markets.
- Finance homes above standard loan limits set by Fannie Mae/Freddie Mac
- Competitive rates for well-qualified buyers
- Custom underwriting for unique income or asset profiles
- Available as fixed or adjustable-rate programs
Non-Qualified Mortgage (Non-QM) Loans
Smart solutions for self-employed borrowers, real-estate investors, or anyone with non-traditional income documentation.
- Bank-statement, 1099, or DSCR income programs
- Ideal for entrepreneurs, gig workers, and investors
- Flexible underwriting focused on your financial story
- Designed for creditworthy borrowers who fall outside traditional guidelines
Specialty Loans
Unique programs that serve specialized needs: retirement, construction, and future-rate planning.
- HECM (Reverse Mortgage): Tap your home equity in retirement with no monthly payments
- New Construction: Finance your build from blueprint to move-in with one loan
- Rate Reserve: Lock in today’s rate while you shop for your new home
Find Your Perfect Loan
We will help you find the loan product that best fits your needs.
First-Time Buyer
New to homeownership? We’ll guide you through every step.
Refinancing
Lower your rate or access your home’s equity.
Investment Property
Build wealth through real estate investment.
What Our Clients Say
Real experiences from families we’ve helped achieve homeownership
Michael and his team amde our first home purchase incredibly smooth. Their expertise and patience made all the difference.
-Jennifer & Mark W.
The refinancing process was seamless. We saved over $300 per month and couldn’t be happier with the service.
-Joseph W.
David’s investment property expertise helped us expand our portfolio with confidence. Highly recommended!
-Steve S.
Ready to Work with Us?
Let’s discuss your homeownership goals and create a customized mortgage solution that fits your needs.
